I Can Fly A Kite Essays - Lynchburg Metropolitan Area, Lynchburg

I Can Fly A Kite I can fly a kite, make a great roast beef sandwich, read an entire Patricia Cornwell paperback book in less than a day and change a diaper without flinching. These characteristics combined are what separate me from the hundreds of other students that apply to Lynchburg College, that and the fact that I am applying with only one week left before classes start. Writing this college essay seven days before the start of the spring semester at Lynchburg College is a very unusual move for me to be making; but I have come to the conclusion that this is the only place I want to be. My entire life I have never been spontaneous. All my decisions have been well thought out and planned, this decision is no different, I just went about it a little quicker, with a lot less time to spare. I began my freshman year at Roger Williams University in Bristol, Rhode Island. Choosing Roger Williams University was a decision that I made without understanding the important issues I needed to consider in orde r to thrive in a college environment. Now, after experiencing college for myself, I realize that Roger Williams does not have what I am looking for. I didn't consider quality of education when I chose Roger Williams, the school had the major I wanted, communications, but when I started taking classes there the program was not as developed as I would have liked. Although I did well in all my classes, I felt that the education I would continue to receive if I stayed at Roger Williams would not be as beneficial to me as the educational oppurtunites elsewhere. Looking at Lynchburg I saw that not only was there Communications Print/Broadcast journalism major, but a Speech Communications major as well. My original plan was to finish freshman year at Roger Williams, and then go someplace that could meet my needs; this was until I visited Lynchburg College. When I saw the college, all I could think of was how much I would love to attend school there, but I never even considered it an option . I thought I was stuck at Roger Williams, until I realized that the only way I was going to be happy was if I made things happen for myself. I realized that Lynchburg College was exactly what I had been looking for, and everything about the educational opportunities, social opportunities, location and just the general environment I observed was something I wanted to be a part of, and contribute to. I was making this decision hoping that the opportunity would still be there for me to apply to Lynchburg with not very much time to spare. I am determined to get the best of both worlds for myself, I want to receive a quality education and at the same time have a great time and make the best of these next four years of my life. I have come to the conclusion that in order to make this happen for myself Lynchburg College is where I should continue my education. Thank you for the opportunity to try and make this take place.

New School Program in Seattle

New School Program in Seattle The USA has been an example of a democratic society where people have equal rights and opportunities. However, the US equality has often been questioned. Admittedly, there can be no equality in a segregated society. The Civil Rights Movement is regarded as a successful campaign.Advertising We will write a custom essay sample on New School Program in Seattle specifically for you for only $16.05 $11/page Learn More Though, segregation is still in many areas (or rather most areas) in the USA. Rosenthal and Mayo (2012) claim that a new Seattle school plan contributes to the increase in segregated areas in the city and its suburbs. Clearly, such racial groups as African Americans will not be able to pay for buses to attend schools in better areas (noteworthy, these schools are also considered to be better than those in poorer areas). These children will have fewer educational opportunities and this will inevitably lead to fewer job opportunities for them in futur e. Therefore, it is possible to note that the new school plan can negatively affect development of the city as it will contribute to development of a highly segregated society. To consider the impact of the new school program, it is necessary to take a closer look at such theoretical perspective as urban ecology. This theoretical perspective helps better understand the processes and trends existing in the city (Crowder, n.d., p. 3). According to this perspective, some social groups tend to dominate certain areas. Historically, more well-to-do areas have been dominated by the white population, while poorer areas have been populated by African Americans. In this respect, it is obvious that it is vital for African American young population to have an opportunity to leave the poorer neighborhoods. Young African Americans can go to better schools in other areas so that they have more educational opportunities in future. Admittedly, schools in more prosperous neighborhoods tend to provide better educational services and students of these schools often enter colleges and/or universities, and this, in its turn, helps them get better jobs. Nonetheless, the new program deprives children and young people from poorer neighborhoods of such educational opportunities (Rosenthal Mayo, 2012). Population of poorer neighborhoods can become confined to their neighborhoods as, obviously, they are unable to pay extra money for transport. In the end, this program will become one of the major factors contributing to residential segregation, i.e. distribution of certain social groups into separate areas (Lecture 9, p.1). Salaries, real estate prices, educational opportunities are some of the factors that affect residential segregation. It may seem that diversity is no longer one of the priorities of officials.Advertising Looking for essay on education? Let's see if we can help you! Get your first paper with 15% OFF Learn More On balance, it is possible to note that the new school program in Seattle can have a number of negative effects. Unfortunately, segregation still persists in the American society and such programs can contribute to further development of a segregated society. Admittedly, financial difficulties the city is facing should be taken into account and it is possible to economize. However, it is unacceptable to try to economize at the expense of those who have even more financial constraints. The program can deprive many students coming from poorer neighborhoods of their chance to succeed in life. This program can also contribute to creation of the society where well-to-do areas enjoy prosperity while poorer neighborhoods are struggling with such problems as violence and crime. It is time to face the problem and start diminishing residential segregation in the state and nationwide. Reference List Crowder, K. (n.d.). Soc201A Lecture 3: Theoretical perspectives on urban change. Lecture 9: Residential segregation. Rosenthal, B .M. Mayo, J. (2012, August 20).6 Seattle schools have become whiter as new assignment plan changes racial balance. The Seattle Times. Retrieved from http://old.seattletimes.com/html/education/2018958662_schoolsegregation16m.html

Writer's choice Case Study Example | Topics and Well Written Essays - 1250 words

Financial Crisis, Home Mortgages, Financial Institutions and Adverse Selection - Case Study Example The obvious association between the two comes from the fact that the mortgage market contraction, which in many countries evolved into a recession in 2008-2009, was led by intensive use of certain complicated financial instruments such as CDOs and CDSs in the United States and other countries. It should be recognized that virtually any financial product holds dangers and can be improperly used. Potential problems are likely to increase the complexity of the instruments, the insufficiency of information conveyed by sellers, and the lack of due diligence on the part of investors (Carey, 2009). The huge mortgage securitization of current years seemingly had poor performance in the areas. Mortgage securitization in the successful years did not bring any help to reduce the problems that occurred in information that are characteristic of credit transactions. Appropriate risk assessment did not induce the same characteristics. Role of securitization in mortgage lending The roles of securitization in mortgage include barking up securities, collateralized debt obligation and structure invested vehicles (Barger, 2008). In today’s setting, one that gets a loan is likely to sell the loan to a third party which can be government agencies, an institution in the private sector or government-sponsored entities. The mortgage is then sold with payment rights to the investors. The process can be long as the mortgage can be sold to several other people. The process is what is referred to as securitization. The main role that is played by the process is a conversion of mortgages to mortgage-backed up securities. In mortgage backed up securities, the payments that are made are based on collection from individual mortgages.Mortgage-backed securities were supposed to be sound investments as they were rated by genuine rating agencies. The securities, however, did not happen as planned and the hazard led to the crisis.