Farewell, My Darling Lua - 1586 Words

-Lua- Prologue --- Lua, my dear Lua. I wish I could be here with you now, but you will never see me again. Do you remember the bad-men I told you about? Once you have read this letter, they will have killed me. Please cherish this letter but, sadly, you will not remember me. Take this tablet, and keep it safe. Make sure no one ever finds it. I love you, my darling son. Farewell. I will be watching over you, always. - Mother LUA Chapter One LUA. MOTHER HAD given that name to him. When all others would call him by another, he still remembered Lua. Kanalorla, that was the name given to him, wasn’t it? That was his name. Prince Kanalorla of Cadirawyn. Lua sat hugging one knee to his chest as he passed the small, bronze tablet between his slender fingers. He stared intently at the intricate designs that circled the edges of the rounded disk. He wondered what each symbol meant. They were all different and all beautiful. Some looked like a raging fire, consuming everything in its path; while some looked like a gentle breeze, delicately drifting through the air. He could never fathom the meaning of this pointless slice of metal. The small boy held an age-worn paper between his fingers of his other hand. This paper held the letter from a woman he knew only as Mother. Whether or not this stranger was in fact his real mother, he did not know. No one seemed to know who his mother was. Not even his half-sister, Dirala, kne w the birthmother of her half-brother. Someone had once

A Short Note On Menopausal Women With Schizophrenia

Relationship of Interferon-ÃŽ ³ to Cognitive Function in Midlife and Post-Menopausal Women with Schizophrenia Draft of Paper Kathleen Wilson TITLE: Relationship of Interferon-ÃŽ ³ to Cognitive Function in Midlife and Post-Menopausal Women with Schizophrenia ABSTRACT: Recent literature suggests that schizophrenia is linked to an abnormal response of the immune system. Interferon- ÃŽ ³ is a cytokine that plays an important role in the regulation of the immune system and acts as a mediator between immune stimulation and the kynurenine pathway, which has also been a major area of interest in schizophrenia. Additionally, previous studies have shown that serum Interferon- ÃŽ ³ levels are related to cognitive abilities. The objectives of the present study are to determine if serum cytokines differ in midlife and peri/ post-menopausal women with schizophrenia compared to similarly matched healthy control women and to determine if serum cytokines are correlated with cognitive function differently in these groups. Fourteen midlife (30-70 year-old) female patients with DSM-IV diagnosis of schizophrenia or schizoaffective disorder and 13 midlife healthy controls were analyzed for this study. Ten of the midlife patients and 8 of the midlife controls met the criteria for perimenopausal or post-menopausal reproductive stage, as defined by Study of Women’s Health Across the Nation (SWAN). Cytokines were collected from serum blood draws and analyzed at the Cytokine Core Lab at University of Maryland,

The Overuse Bone Injuries Health And Social Care Essay Free Essays

Overuse bone hurts normally result in emphasis breaks. The first written history of emphasis breaks was by Breithaupt in 1855 who described ‘the syndrome of painful conceited pess associated with processing ‘ among Prussian soldiers ( Breithaupt 1855 ) . The highest incidence of emphasis breaks occurs in path and field jocks, with rates of 10 to 31 % ( Bennell, Malcolm, et Al. We will write a custom essay sample on The Overuse Bone Injuries Health And Social Care Essay or any similar topic only for you Order Now 1996 ) . Stress breaks are besides normally seen in gymnastic exercises, lacrosse, figure skating, concert dance, hoops and football ( Burr and Milgrom 2001 ) . Most stress breaks occur in the lower limbs with over 50 % happening to the calf bone and shinbone ( Figure 1 ) ( McBryde 1985 ) . Certain stress break sites tend to be associated with certain athleticss, e.g. Medial malleolus of the shinbone and tarsal scaphoid emphasis break are common in high jumpers ( Ivkovic, et Al. 2007 ) . Fibula Fourth and Fifth OTHER Figure 1: Distribution of the common sites of emphasis breaks. Adapted from McBryde, 1985. The chief feature of a stress break is localized, gradual hurting which increasingly increases with activity and is relieved with remainder ( Burr and Milgrom 2001 ) . There is normally a recent alteration in developing prior to the oncoming of hurting. A radionuclide scan is used to name a stress break. Radionuclide ‘s collect in countries where there is increased bone activity ( where bone cells are interrupting down or mending parts of the bone ) , looking as ‘hot musca volitanss ‘ on the image. Pathogenesis Stress breaks result from insistent burden and be given to non be associated with a history of injury. They are frequently considered to be a mechanical weariness driven procedure. They typically occur after a period of 4-6 hebdomads of increased activity. There are two hypotheses for the cause of emphasis breaks. The first, described in figure 2, is described as a biological procedure where bone remodelling is stimulated by mechanical lading doing porousness and decreased bone mass. Mechanical Loading Osteonal Remodelling Porosity ‘Focal transient osteopenia ‘ Local Strain Microdamage Stress Fracture Continued Loading The 2nd hypothesis is that a emphasis break occurs from the development and growing of microcracks within the bone. Strain scopes of 5000-10000 microstrains are needed for a bone to neglect in weariness ( Caler and Carter 1989 ) . However, surveies indicate that the extremum strain in worlds is in the scope of 2000-2500 microstrains ( Burr and Milgrom 2001 ) . In order for this hypothesis to be right we would necessitate to lade our castanetss up to 10 million burden rhythms in to develop a emphasis break. Bone readily sustains microdamage from weariness during insistent burden but this would non take to a break in the clip class feature of emphasis breaks ( Burr and Milgrom 2001 ) . There must be other mechanisms involved in the development of emphasis breaks, which need to be explained, for this hypothesis to be valid. Figure 2: Hypothesised mechanism for the development of emphasis breaks. Adapted from Burr and Milgrom ( 2001 ) Stress breaks occur as portion of a positive feedback mechanism. Increased mechanical burden stimulates bone turnover. Osteoclasts resorb preexistent bone, doing bone porousness which can last several months. Stiffness of the bone decreases quickly in response to little alterations in bone porousness. Once a threshold has been reached ( either through increased porousness or burden ) the bone becomes unstable and breaks occur ( Martin 1995 ) . Injury, cytokines, altered mechanical burden and weariness can all trip bone remodelling. There are a figure of factors that can straight or indirectly influence emphasis factors in jocks ( shown in figure 3 ) . There seems to be a complex interaction between these factors and some have contradictory grounds in surveies. The chief factors associated with stress break incidence are smaller castanetss, leg length disagreement, musculus weariness and preparation factors. Bone disease ( Pathology ) Hormone position and endocrines Exercise ( bone burden ) Diet and Nutrition Geneticss Joint scope and musculus flexibleness Foot type Lower appendage alliance Altered pace Complete Fracture Stress Fracture Stress Injury Stress Reaction Accelerated Remodelling Normal Remodelling Continuum of clinical responses to cram burden Body size and composing Training surfaces Footwear Magnitude of each strain rhythm Muscle strength Muscle weariness Entire figure of strain rhythms ( developing volume ) Frequency of strain rhythms ( developing strength ) Duration of each strain rhythm Bone disease ( Pathology ) Hormone position and endocrines Exercise ( bone burden ) Joint scope and musculus flexibleness Diet and Nutrition Geneticss Foot type Lower appendage alliance Altered pace Bone Response Impact fading Training Bone Health Gait Mechanicss Bone Loading Figure 3: Contribution of hazard factors to emphasize fracture pathogenesis. Adapted from Brukner, Bennell and Matheson ( 1999 ) . Insistent mechanical burden from exercising contributes to emphasize break development. Training causes alterations in degrees of endocrines, such as sex endocrines, that may act upon bone indirectly. An addition in musculus mass could be protective against emphasis breaks. Military surveies have shown that intercessions such as remainder periods, riddance of running on concrete, the usage of running places and decrease of high impact activity can diminish the incidence of emphasis breaks ( Pester and Smith 1992 ) . An addition in preparation volume has been linked to an addition in stress break incidence in smugglers ( Brunet, et Al. 1990 ) and concert dance terpsichoreans, ( Kadel, Teitz and Kronmal 1992 ) and 86 % of jocks can place a alteration in developing prior to the oncoming of the break ( Sullivan, et Al. 1984 ) . However there is small controlled research in jocks as to whether developing alterations can diminish the incidence. Foot construction determines the sum of daze absorbed and the sum of force transferred. A high arched pes is less able to absorb daze due to it being more stiff than a low arched pes. However a low arched pes tends to pronate which consequences in increased tortuosity on the shinbone and muscular weariness as they attempt to command the inordinate gesture ( Burr and Milgrom 2001 ) . A low arched pes is the most common pes type in jocks with stress breaks but both foot types could be at an increased hazard of emphasis breaks ( Sullivan, et Al. 1984 ) . A difference in leg length besides increases stress break incidence ( Bennell, Malcolm, et Al. 1996 ) . Stress break development has besides been linked to an addition in hep ageless rotary motion and a lessening in the scope of ankle dorsiflexion ( Burr and Milgrom 2001 ) . Persons with hapless physical conditioning tend to hold a deficiency of muscular strength and are prone to muscular weariness which increases the hazard of stress break ( Burr and Milgrom 2001 ) . Under normal conditions, musculuss act protectively by undertaking to cut down strains on bone surfaces. Once fatigued, there is increased strain at the site of musculus fond regard ( Yosjikawa, et Al. 1994 ) . Changes in Ca metamorphosis may predispose persons to emphasize breaks by impacting bone remodelling and bone denseness, although there is no grounds to back up this as yet ( Burr and Milgrom 2001 ) . Other factors that influence bone wellness and perchance stress break hazard include glutocorticoids, growing endocrine and tetraiodothyronine. Nutritional surveies have by and large failed to happen a relationship between low Ca consumption and stress break incidence. However one survey found that Ca consumption was much lower in the group with emphasis breaks ( Myburgh, et Al. 1990 ) . The consumption of salt, protein, P, caffeine and intoxicant all disrupt the balance of Ca, but there are no studies of any association with these factors and stress factors as yet. The jocks at each appendage of the preparation spectrum are at most hazard. Novice athletes or ‘weekend warriors ‘ are more likely to prolong stress breaks. High public presentation jocks are besides at hazard. Although their physical conditioning is good, the demands on them are so high that an overuse hurt may happen. Gender The chief factor finding stress break hazard in adult females is genetic sciences. Familial factors affect bone geometry, bone alliance, hormonal environment every bit good as act uponing psychological traits which can impact developing wonts and eating and catamenial perturbations. Women besides seem to be more susceptible to environmental influences such as the ‘ideal ‘ organic structure portrayed by the media ( Hausenblas and Carron 1990 ) . Women by and large have higher incidence of emphasis breaks, with amenorrhoeic adult females holding a higher incidence than normally-menstruating adult females ( Feingold and Hame 2006 ) . The ground why amenorrheic adult females develop more emphasis breaks is ill-defined but may non be related to low bone denseness ( Ivkovic, et Al. 2007 ) . The shinbone is the most normally affected site in both males and females, with breaks of the tarsal scaphoid, femoral cervix, metatarsal and pelvic girdle preponderantly associated with the female jock ( Bennell and Brukner 1997 ) . Womans tend to devour unequal sums of micro and macro foods. Boness contain a high sum of Ca and if there is dietetic inadequacies this Ca is used by the organic structure and could compromise bone strength. This is rare in western society and merely terrible dietetic limitation will do mineral depletion. However, amenhorrheic and postmenopausal adult females lose Ca during urinary elimination due to low oestrogen degrees and hence necessitate an increased Ca consumption. The grounds for a relationship between Ca and emphasis breaks is inconclusive. Studies conducted on concert dance terpsichoreans and female path and field jocks found no important difference in the Ca consumption of those with stress breaks and those without ( Kadel, Teitz and Kronmal 1992 ) ( Bennell, Malcolm, et Al. 1996 ) . Childhood Ca consumption could be a deciding factor, but merely one survey has assessed this and no relationship was seen ( Grimston, et Al. 1991 ) . Disordered eating forms have been associat ed with increased emphasis break hazard. Track and field jocks and concert dance terpsichoreans with emphasis breaks are more likely to curtail their Calories intake and avoided high fat nutrient ( Frusztajer, et Al. 1990 ) ( Bennel, et Al. 1995 ) . Sexual activity endocrines play an of import portion in act uponing stress break hazard. Athletic adult females tend to hold a higher prevalence of catamenial perturbations than the general population ( Burr and Milgrom 2001 ) . This is normally seen in athleticss such as concert dance, gymnastic exercises and distance running. This relationship causes a two to four crease increased hazard of stress break, but the mechanism of increased hazard is non known. It could ensue in lower bone denseness or decreased peak bone mass. Oral Contraceptive pills have a major impact on skeletal wellness in female jocks. They are normally prescribed as a stress break intervention to better bone mass. Some research workers claim that unwritten preventives can forestall stress break development by supplying a beginning of oestrogen that increases bone denseness ( Burr and Milgrom 2001 ) . Current and past users of unwritten preventives have been found to hold greater bone mass than non-users ( Recker, et Al. 1992 ) . However there are some conflicting informations which show no consequence on bone mass with unwritten preventive usage, and some that show a possible damaging consequence. Smaller castanetss in males are associated with the greatest hazard of break. Since adult females have smaller castanetss than work forces, you could presume that this would predispose adult females to breaks ( Burr and Milgrom 2001 ) . However, no survey has shown any association between bone size and emphasis breaks. There is grounds that lower bone denseness may play a function in stress break development in adult females. A survey showed that athletic adult females with lower bone mineral content and denseness sustained emphasis breaks ( Bennell, Malcolm, et Al. 1996 ) . These adult females nevertheless had higher degrees of bone denseness than the general population. This implies that the degree of bone denseness required for active adult females needs to be much greater than non-athletes. Age Bone disease ( Pathology ) Hormone position and endocrines Exercise ( bone burden ) Joint scope and musculus flexibleness Diet and Nutrition Geneticss Foot type Lower appendage alliance Altered gaitPeak incidence of emphasis breaks is seen in 16-25 twelvemonth olds, but may happen at any age. Kadel, Teitz and Kronmal ( 1992 ) found no relationship between age and stress break incidence in concert dance terpsichoreans and Brunet, et Al. ( 1990 ) came to the same decision for smugglers. Traumatic Bone Injuries Most breaks of bone tend to happen from a individual important force to a healthy bone such as during engagement in athletics. Weaker forces can fracture a bone that has been weakened by upsets such as malignant neoplastic disease, cysts or osteoporosis. Traumatic injures of bone are summarised in table 1. Dislocations of castanetss can besides happen during featuring activities. The most normally dislocated limb articulation is the shoulder. A disjointed shoulder is a common shoulder hurt in contact athleticss such as rugger and soldierly humanistic disciplines. Type Description Transverse Complete break that is perpendicular to the bone axis. Can be cause by a direct blow to the bone or as a consequence of a insistent action, such as running. Oblique Broken at an angle across the bone. Resulting from an angled blow. Frequently found in long castanetss. Coiling Occur when a portion of the organic structure is trapped and the bordering bone is twisted. Rare but are can be seen in athleticss such as arm wrestle and skiing. Comminuted Bone is fractured into several pieces with suppression or chip. Occur as a consequence of great force, normally auto accidents. Segmental Consequences in several big bone fragments. An unfastened break can happen if the fragments pierce the tegument. Avulsed A fragment of bone is torn off at sites of sinew and ligament interpolation. Occur when the external forces are greater than the forces keeping the bone together. Common in kids and during jumping and throwing actions. Impacted Bone fragments are driven into each other, shortening the bone. Normally occur when seeking to interrupt autumn by making out with the weaponries or legs. Torus One side of the bone may clasp upon itself. Common in kids because they have ‘softer ‘ castanetss. Greenstick Bone is cracked on one side. Common in kids by a blow to the forearm or shinbone. Table 1 ; Summary of the different types of bone breaks. Images used from Roberts ( 2010 ) . A comparatively unsophisticated break can mend within hebdomads or months via bone remodelling. New tissue can be produced within hebdomads and a gradual addition in mechanical burden will guarantee optimum remodelling ( Roberts 2010 ) . Serious complications from a break are rare. Arteries could go injured in closed supracondylar breaks of long castanetss along with compartment syndrome ( the compaction of nervousnesss, blood vass, and musculus inside a closed infinite ) and nerve hurt ( Roberts 2010 ) . Open breaks could ensue in infections that can take to osteomyelitis. Osteomyelitis is characterised by redness and devastation of bone by bacteriums such as staphylococci aureus. Some breaks can ensue in the release of fat that can blockade the lungs and do respiratory jobs ; this is known as fat intercalation syndrome ( Odegard 2005 ) . Misalignment of articular gristle by a bone break can do degenerative arthritis and joint motion damage. Traumatic Bone Injuries in Children Approximately 15 % of all breaks in kids involve the physis ( Caine, DiFiori and Maffulli 2006 ) . Mechanical emphasis from athleticss such as football and hockey or by insistent burden required in athleticss such as long distance running, gymnastic exercises and baseball can do exceedance of the tolerance bounds of the physis ( Caine, DiFiori and Maffulli 2006 ) . Injury can do a perturbation to physeal growing and can take to length disagreement, angular malformation or altered joint mechanisms which may do important long term disablement ( Caine, DiFiori and Maffulli 2006 ) . Physeal hurts can ensue in irreversible harm to turning cells ( Caine, DiFiori and Maffulli 2006 ) . The growing home base gristle is more vulnerable to emphasize and forces than grownup gristle and next bone ( Micheli 1986 ) . The physis can besides be up to 5 times weaker than the environing hempen tissue. An hurt that could rupture a ligament or dislocated a joint in an grownup may bring forth a separation of the growing home base in a kid due to the above grounds ( Caine, DiFiori and Maffulli 2006 ) . Figure 4 summarises the different types of physeal hurts. The susceptibleness for break is far more outstanding during periods of rapid growing such as during pubescence ( Benton 1982 ) . Increased growing rates and structural alterations result in a thicker and more delicate home base. Bone mineralisation besides lags behind bone growing which renders the bone porous and more susceptible to injury. Micheli ( 1983 ) proposed a controversial construct that rapid growing may do an increased hazard of hurt due to muscle-tendon stringency around the articulations and a loss in flexibleness. Long castanetss or the appendages usual grow longitudinally ab initio with muscle-tendon units reacting to the alteration by stretching, which may do an instability ( Caine, DiFiori and Maffulli 2006 ) . Figure 4: Types of growing home base hurts seen in kids. Adapted from Caine, DiFiori and Maffulli ( 2006 ) A – A complete separation of the epiphysis from the metaphysis with the originative cells of the growing home base staying with the epiphysis. B – Most common physeal hurt. Separation on the epiphysis and metaphysis along the growing home base accompanied by a break of a triangular molded metaphyseal fragment. C – Fracture extends through the epiphysis from the joint and along the growing home base. D – Fracture extends from the joint surface, across the growing home base and through the metaphysis. E – Uncommon hurt. The growing home base is compressed which prevents farther bone growing. Metaphysis Epiphysis Growth Plate Tocopherol Calciferol C Bacillus A Skeletal hurts are common in athletics, particularly contact athleticss, gymnastic exercises and skiing. A break amendss non merely bone but besides soft tissues environing the country, such as sinews, ligaments, musculuss, nervousnesss, blood vass and tegument. Overuse hurts of bone occur as a consequence of repeated burden over a long period. They are common in athleticss such as running, concert dance and football. Word Count – 1987 How to cite The Overuse Bone Injuries Health And Social Care Essay, Essay examples

The Fall of the House of Usher and The Purloined Letter free essay sample

A review of the books The Fall of the House of Usher and The Purloined Letter by Edgar Allen Poe. This paper examines the mid-Victorian novellas, The Fall of the House of Usher and The Purloined Letter, written by Edgar Allen Poe, that the author finds are both written with sensational through thriller and chiller styles of writing that remain within the psyche a long time after reading the novel. The Fall of the House of Usher is one novel that can be seen to be a forerunner of psychological chillers, it is about the final members of the family Usher, Roderick and Madeline, both are suffering from illnesses that can only be traced back to a long series on inter- family marriages : I had learned that the stem of the Usher race, all time-honored as it was, had put forth, at no period, any enduring branch;that the entire family lay in the direct line of descent, and had always, so lain. We will write a custom essay sample on The Fall of the House of Usher and The Purloined Letter or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page It was this deficiency undeviating transmission, from sire to son, of the patrimony with the name, which had, at length, so identified the two as to merge the original title of the estate in the quaint and equivocal appellation of the House of Usher (Poe 295).

I Can Fly A Kite Essays - Lynchburg Metropolitan Area, Lynchburg

I Can Fly A Kite I can fly a kite, make a great roast beef sandwich, read an entire Patricia Cornwell paperback book in less than a day and change a diaper without flinching. These characteristics combined are what separate me from the hundreds of other students that apply to Lynchburg College, that and the fact that I am applying with only one week left before classes start. Writing this college essay seven days before the start of the spring semester at Lynchburg College is a very unusual move for me to be making; but I have come to the conclusion that this is the only place I want to be. My entire life I have never been spontaneous. All my decisions have been well thought out and planned, this decision is no different, I just went about it a little quicker, with a lot less time to spare. I began my freshman year at Roger Williams University in Bristol, Rhode Island. Choosing Roger Williams University was a decision that I made without understanding the important issues I needed to consider in orde r to thrive in a college environment. Now, after experiencing college for myself, I realize that Roger Williams does not have what I am looking for. I didn't consider quality of education when I chose Roger Williams, the school had the major I wanted, communications, but when I started taking classes there the program was not as developed as I would have liked. Although I did well in all my classes, I felt that the education I would continue to receive if I stayed at Roger Williams would not be as beneficial to me as the educational oppurtunites elsewhere. Looking at Lynchburg I saw that not only was there Communications Print/Broadcast journalism major, but a Speech Communications major as well. My original plan was to finish freshman year at Roger Williams, and then go someplace that could meet my needs; this was until I visited Lynchburg College. When I saw the college, all I could think of was how much I would love to attend school there, but I never even considered it an option . I thought I was stuck at Roger Williams, until I realized that the only way I was going to be happy was if I made things happen for myself. I realized that Lynchburg College was exactly what I had been looking for, and everything about the educational opportunities, social opportunities, location and just the general environment I observed was something I wanted to be a part of, and contribute to. I was making this decision hoping that the opportunity would still be there for me to apply to Lynchburg with not very much time to spare. I am determined to get the best of both worlds for myself, I want to receive a quality education and at the same time have a great time and make the best of these next four years of my life. I have come to the conclusion that in order to make this happen for myself Lynchburg College is where I should continue my education. Thank you for the opportunity to try and make this take place.

New School Program in Seattle

New School Program in Seattle The USA has been an example of a democratic society where people have equal rights and opportunities. However, the US equality has often been questioned. Admittedly, there can be no equality in a segregated society. The Civil Rights Movement is regarded as a successful campaign.Advertising We will write a custom essay sample on New School Program in Seattle specifically for you for only $16.05 $11/page Learn More Though, segregation is still in many areas (or rather most areas) in the USA. Rosenthal and Mayo (2012) claim that a new Seattle school plan contributes to the increase in segregated areas in the city and its suburbs. Clearly, such racial groups as African Americans will not be able to pay for buses to attend schools in better areas (noteworthy, these schools are also considered to be better than those in poorer areas). These children will have fewer educational opportunities and this will inevitably lead to fewer job opportunities for them in futur e. Therefore, it is possible to note that the new school plan can negatively affect development of the city as it will contribute to development of a highly segregated society. To consider the impact of the new school program, it is necessary to take a closer look at such theoretical perspective as urban ecology. This theoretical perspective helps better understand the processes and trends existing in the city (Crowder, n.d., p. 3). According to this perspective, some social groups tend to dominate certain areas. Historically, more well-to-do areas have been dominated by the white population, while poorer areas have been populated by African Americans. In this respect, it is obvious that it is vital for African American young population to have an opportunity to leave the poorer neighborhoods. Young African Americans can go to better schools in other areas so that they have more educational opportunities in future. Admittedly, schools in more prosperous neighborhoods tend to provide better educational services and students of these schools often enter colleges and/or universities, and this, in its turn, helps them get better jobs. Nonetheless, the new program deprives children and young people from poorer neighborhoods of such educational opportunities (Rosenthal Mayo, 2012). Population of poorer neighborhoods can become confined to their neighborhoods as, obviously, they are unable to pay extra money for transport. In the end, this program will become one of the major factors contributing to residential segregation, i.e. distribution of certain social groups into separate areas (Lecture 9, p.1). Salaries, real estate prices, educational opportunities are some of the factors that affect residential segregation. It may seem that diversity is no longer one of the priorities of officials.Advertising Looking for essay on education? Let's see if we can help you! Get your first paper with 15% OFF Learn More On balance, it is possible to note that the new school program in Seattle can have a number of negative effects. Unfortunately, segregation still persists in the American society and such programs can contribute to further development of a segregated society. Admittedly, financial difficulties the city is facing should be taken into account and it is possible to economize. However, it is unacceptable to try to economize at the expense of those who have even more financial constraints. The program can deprive many students coming from poorer neighborhoods of their chance to succeed in life. This program can also contribute to creation of the society where well-to-do areas enjoy prosperity while poorer neighborhoods are struggling with such problems as violence and crime. It is time to face the problem and start diminishing residential segregation in the state and nationwide. Reference List Crowder, K. (n.d.). Soc201A Lecture 3: Theoretical perspectives on urban change. Lecture 9: Residential segregation. Rosenthal, B .M. Mayo, J. (2012, August 20).6 Seattle schools have become whiter as new assignment plan changes racial balance. The Seattle Times. Retrieved from http://old.seattletimes.com/html/education/2018958662_schoolsegregation16m.html

Writer's choice Case Study Example | Topics and Well Written Essays - 1250 words

Financial Crisis, Home Mortgages, Financial Institutions and Adverse Selection - Case Study Example The obvious association between the two comes from the fact that the mortgage market contraction, which in many countries evolved into a recession in 2008-2009, was led by intensive use of certain complicated financial instruments such as CDOs and CDSs in the United States and other countries. It should be recognized that virtually any financial product holds dangers and can be improperly used. Potential problems are likely to increase the complexity of the instruments, the insufficiency of information conveyed by sellers, and the lack of due diligence on the part of investors (Carey, 2009). The huge mortgage securitization of current years seemingly had poor performance in the areas. Mortgage securitization in the successful years did not bring any help to reduce the problems that occurred in information that are characteristic of credit transactions. Appropriate risk assessment did not induce the same characteristics. Role of securitization in mortgage lending The roles of securitization in mortgage include barking up securities, collateralized debt obligation and structure invested vehicles (Barger, 2008). In today’s setting, one that gets a loan is likely to sell the loan to a third party which can be government agencies, an institution in the private sector or government-sponsored entities. The mortgage is then sold with payment rights to the investors. The process can be long as the mortgage can be sold to several other people. The process is what is referred to as securitization. The main role that is played by the process is a conversion of mortgages to mortgage-backed up securities. In mortgage backed up securities, the payments that are made are based on collection from individual mortgages.Mortgage-backed securities were supposed to be sound investments as they were rated by genuine rating agencies. The securities, however, did not happen as planned and the hazard led to the crisis.